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Old 07-12-2001, 05:41 PM   #1
zMan
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Lightbulb Good Credit Card Processing Services Recommendations Needed.

I am looking for an online credit card processing service (third party). I do
not have a merchant account. I would like one that's reliable (obviously),
preferably no monthly or set up costs, a low % fee on all sales. I know about
CCNOW but I think their 9-10% fee on every transaction is a bit too much. I
have a website where I sell and ship physical products (www.dsstech2000.com).
Any suggestions would be appreciated. Thank you.

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Old 07-12-2001, 06:01 PM   #2
Ted S
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Basically merchant accounts are horrible.... either you pay 10% transaction fees and no monthly fees or you pay a monthl fee, 25 - 40 cents per transaction and 2-3%. Obviously the second option is better but it involve spending money before making money which is something many of us can't/ don't want to do right now.

The best merchant I know of is authorize.net. You have to use oneof their resellers but my experiences have always been good and they are very easy to add into existing programs.
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Old 07-13-2001, 05:38 AM   #3
Marty Winston
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There are a ziollion ways to get ripped off by one of the online merchant account guys.

I did find one guy I believe is honest, although it's hard to tell from his Web site that he's in the business - and it's his main business. So do the work to learn about his operation.

It's http://www.chargebusiness.com, run by Izaak Nason, who's around some of these forums sometimes.
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Old 07-13-2001, 06:44 AM   #4
Strider
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zMan, send me an email, I can help you get setup with a very low cost merchant account.

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Old 07-13-2001, 10:07 AM   #5
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i'm using www.revecom.com for credit card acceptance for my hosting service and www.instabill.com for other stuff



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Old 07-13-2001, 10:12 AM   #6
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Costco, the warehouse store, offers really good rates on merchant accounts via Nova.

They would be who I'd go with.
http://www.costco.com



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Old 07-13-2001, 11:00 PM   #7
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Verza only charge 4.9% + 0.99c per transaction
http://www.verza.com/py13001.html

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Old 07-19-2014, 03:40 PM   #8
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Since every big guy sitting in the market wants business, it is important that you have sufficient knowledge about the industry basics.
When searching for the right processor, transaction fee is a major but not the only consideration. You better concentrate on quality and speed of service. The best deal will be a provider that is up to the mark with everything from credit card processing equipment (machine) and lag time to extras such as gift-certificate processing and streamlined bookkeeping.
Particularly about transaction fee, you can’t expect anything better than a base rate of around 2% per bill. Also, although a third party processor will offer relatively cheaper rates, be really aware of the admonitions associated with them. One of the best examples is 5 to 8% fee on phone orders wherein the number is typed into the system by the merchant, instead of having to swipe the card. It would be a big mistake to give a processor your business before they have explained every single detail that applies to your unique case!
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