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Old 04-11-2002, 09:41 PM   #1
MattC
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Default Accepting Small Payments

Greetings All!

I'm starting up a new website where I need people to be able to send me small amounts of money ($1) so they get to post an auction type post. It's targetted at college students, so the ability to accept credit, debit cards is a must.

Thanks,

-Matt
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Old 04-11-2002, 10:47 PM   #2
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Try paypal.com
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Old 04-11-2002, 11:02 PM   #3
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Yep, PayPal's really your only option when dealing in amounts that small as any traditional merchant account will eat through the bulk of your receipts in transaction fees.

Perhaps you could instead consider implementing a membership fee of say $9.95/month or /quarter that gives members the ability to post up to 10 auctions, while also unlocking chat rooms or the like. Once you're dealing in reasonable amounts such as that, third-party processors such as Revecom.com, Authorize.net, iBill.com and 2CheckOut.com become viable.

2 cents (via PayPal).
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Old 04-11-2002, 11:20 PM   #4
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Doesn't PayPal take out a % from the $1 if people want to use their CC? Can I receive the $1 on a normal PayPal account? (not a Premier/Pro one)

Thanks,


-Matt
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Old 04-12-2002, 09:36 AM   #5
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Just charge a little more than a dollar to compensate for the PayPal fees. Charge $1.50 instead , or whatever amount gives you a dollar after Paypal takes their cut.
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Old 04-12-2002, 09:49 AM   #6
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i wanna know how to acccept micropayments too .. but i cant use paypal.. my country not supported.. ..
ok.. mabbe if not micro.. maybe accept payment of 10 bucks each time... its like a year subscription.. instead of monthly accepting 1 buck..
hehe
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Old 04-12-2002, 10:49 AM   #7
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I'd still like to see some service setup that lets sites accept truly micro payments, like 10c. Most visitors would never donate $1 to my site but I think some might drop 10c into the tip jar if that was an option.
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Old 04-12-2002, 01:02 PM   #8
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Paypal has a basic 0.30 $ cost on any received payment + 2.90 % of the amount.
I have a service where I would ask my visitors 1$ for a ringtone, but because for such a small amount the cost would be too high, I'm now offering it for 1.50 $.
But the trick is offering them huge "discounts' if they purchase larger amounts : I'm offering a package of 10 ringtones for only 10 $. This not only converts great, but the percentage for Paypal will be smaller.

Think about it.
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Old 04-12-2002, 04:14 PM   #9
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If you decide to use PayPal, review their terms carefully. They can "freeze" your funds at any time they want. Also, I reccomend you browse their site and try to locate a contact phone number or even an e-mail address, I believe any reputable company displays this information openly.
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Old 04-12-2002, 05:36 PM   #10
Casale Media
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Quote:
Originally posted by ws2002
If you decide to use PayPal, review their terms carefully. They can "freeze" your funds at any time they want. Also, I reccomend you browse their site and try to locate a contact phone number or even an e-mail address, I believe any reputable company displays this information openly.
Speaking from personal experiences, PayPal has been a very reputable company in the time I've been with them. Almost everyone I know has an account with PayPal and I have yet to hear a complaint.
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Old 04-12-2002, 11:37 PM   #11
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I never had a problem with PayPal, but you should be aware of what others say at sites like http://www.paypalwarning.com/

Seems like ever since Paypaldamon has been part of GV he has been able to handle any issues that any member has had quickly.

Also, I've found that other services may have similar terms in regards to freezing an account to remove money. So it's not something unique to Paypal, but may not be something done by every service out there.
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Old 04-13-2002, 12:20 AM   #12
loveleaf
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Citibank - https://www.c2it.com/

Allows US residents to send / receive as little as $1.00 FREE,
no charges to either party - at least for now - just as PayPal
did in the beginning.

They also have an affiliate program thru cj - so you might even
be able to get commissions for getting new users.
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Old 04-15-2002, 05:06 AM   #13
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http://www.e-gold.com
http://www.wmtransfer.com/
http://www.goldmoney.com
http://www.osgold.com
http://www.anypay.com/
http://www.evocash.com/


the first 2 are used from some paytosurf, and others incentive sites, so should be a good user base.
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Old 04-15-2002, 02:45 PM   #14
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paypal just rocks!
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Old 04-16-2002, 11:23 AM   #15
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you should avoid paypal - they are having all kinds of legal problems.

Citibank offers a better alternative & it's free
check out:
http://onefirm.com/paypal.html
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